Eight products. Three phases. One ledger. Each phase commercially viable on its own — together they form a moat no competitor can replicate.
Progressive M-Pesa contributions, immutable ledger, STK push.
Multi-unit dashboard, at-risk alerts, reconciliation.
Operations, dispute resolution, audit trail.
Day-25 micro-advance when tenant is short. Repaid next cycle.
Default cover via Safaricom Bima distribution.
M-Pesa Global corridor. Family abroad pays rent directly.
Pay deposit in installments. Held in licensed escrow.
Portable verified credential. Mortgage-ready at 12 cycles.
KCB underwriting against rent record. No payslip required.